Fees & Frequently Asked Questions
At Stephens Counseling, therapy is approached as meaningful, focused work—an investment in your relationships, your well-being, and your long-term growth.
Each session is designed to be intentional, collaborative, and tailored to your specific goals.
Serving individuals and couples in Chico, California and throughout the state via telehealth.
Our Rates
10 minute phone consultation is free of charge.
10 mins | $0 | Get started
Initial Consultation
Focused, one-on-one sessions designed to support clarity, emotional regulation, and meaningful change through individual therapy in Chico and across California.
53 minutes | $195 | Get Started
Individual
Structured sessions to help partners improve communication, repair disconnection, and build a stronger relationship. Ideal for those seeking couples counseling or marriage counseling in Chico and statewide via telehealth.
60 minutes | $250 | Get Started
Couples
Insurance
Do you accept insurance?
Stephens Counseling is an out-of-network provider.
Many clients choose this model for greater privacy, flexibility, and a more personalized therapeutic experience without the constraints often required by insurance companies.
Upon request, we provide a superbill that you may submit to your insurance provider for possible reimbursement under your out-of-network mental health benefits.
Payment is due at the time of each session. Any reimbursement is paid directly to you by your insurance company.
We recommend contacting your insurance provider to better understand your out-of-network coverage.
How Long Does Therapy Last?
Therapy is not one-size-fits-all.
Some clients come for focused, short-term work (10–20 sessions), while others choose to continue longer to deepen insight, strengthen patterns, and support ongoing growth.
We typically recommend beginning with weekly sessions, especially at the start, to build consistency and momentum. Over time, session frequency can be adjusted based on your progress and goals.
Whether you’re seeking short-term support or longer-term therapy in Chico, the process is shaped around your needs.
Cancellation Policy
Appointments—whether in-person or via telehealth—require at least 24 hours’ notice for cancellation.
Sessions canceled with less than 24 hours’ notice will be charged the full session fee.
We understand that life happens, and we encourage open communication whenever possible.
Payment Options
Payment is due at the end of each session.
We accept:
• Debit cards
• HSA cards
• Checks
• Cash
Getting Started
Beginning therapy can feel like a big step.
A brief 10-minute consultation offers a simple place to start—an opportunity to share what you’re looking for and ask any initial questions.
From there, we can determine the next best step together.
If you’re looking for individual therapy, couples counseling, or relationship support in Chico, this is a good place to begin.
Schedule Your Free Consultation
How can I help?
Free 10 Minute Phone Consultation